Attention homeowners in Melbourne and Brevard County: Get an Appraisal today!
Here are the top 7 reasons why FL homeowners use John Petz Appraisal:
Own a house in or near Melbourne, FL and need help determining the price of it?
We at John Petz Appraisal understand the unique needs of a consumer after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your home because of your emotional attachment to it. Professional appraisers, like the ones at John Petz Appraisal, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much your house is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value report than yours.
Appraisals to remove PMI
PMI stands for Private Mortgage Insurance. A fashionable way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. John Petz Appraisal is experienced in helping homeowners just like you dismiss unneeded PMI insurance.
Challenging a property tax assessment
Lets say your house is not appreciating as much as other homes close to yours -- your local tax assessor may have your home overvalued. This only means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal from John Petz Appraisal is your perfect weapon.
Recently got a freeze your HELOC?
If your house is in a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inopportune from a cash flow standpoint, and bad for your credit score since it may appear as though that credit line is maxed out. John Petz Appraisal can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Do you need a seasoned expert to double-check your appraisal for precision, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? John Petz Appraisal offers field reviews where we go out and check the subject and comparables in question. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? John Petz Appraisal can help with that too. Even though this is typically requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your house.